Attention Customers:

Original Central Jersey Bank and Atlas Bank routing numbers are expired. Please verify that all ACH, Direct Deposit, and Wire Transfer activity use our current Kearny Bank routing number, 221270651. Failure to do so will result in rejected transactions.

Due to new federal banking regulations, please add the words “For Mobile Deposit Only at Kearny Bank” after your endorsement on any check you deposit using our mobile banking service. This will help prevent the duplicate processing of remotely deposited checks. We appreciate your cooperation.

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Company Info

Kearny Bank. For Today. For Tomorrow.

People, performance, relationships… the essence of the Kearny Bank culture. More than words, they are an operating guideline for a Bank that is a bit different, a step above the expected.

How do we live up to these core principles? By employing and developing the best people, at every level throughout our organization. By accepting only premier performance that is fostered by consistent training, monitoring and appropriate incentives. By treating each customer with dignity while building solid relationships focused on customer-oriented solutions.

Want a little more convincing? Hitch up your horse and buggy and let’s travel back to 1884 when this organization opened as a New Jersey building & loan. Its mission was small; neighbors helping neighbors. Growth was slow through the early decades, constrained by regulations limiting branching, until dynamic leadership embarked on a proactive expansion plan. The idea was to augment the Bank’s organic growth with acquisitions of local institutions maintaining the essence of true community banking; neighbors helping neighbors. Size and scope are greatly different today, but the mission remains unchanged.

Each branch is centered in the community. Our personnel are involved locally and understand the needs of residents and businesses. Behind them, Kearny Bank has a complement of experienced, highly qualified professionals that provide expertise in specific financial disciplines. Kearny Bank truly provides world-class banking products while maintaining that elusive home-town touch.

A wide variety of savings and checking programs plus home mortgage and equity loans are offered for retail customers. On the commercial side, savings, free checking, retirement programs and merchant services are available along with commercial real estate and business loans. We are also one of a few New Jersey financial institutions designated as a preferred SBA (Small Business Administration) lender, enabling us to speed and simplify lending for qualified firms.

Safety first, of course. Expect it at Kearny Bank. The Board of Directors and Administrators have implemented a disciplined business plan combined with a strong, conservative credit culture. The Bank has earned an A.M. Best Financial Strength of "A" (strong) and an issuer credit rating of "A". We are rated one of the strongest banks in the nation by Bauer Financial Inc., named one of America’s Most Trustworthy Financial Companies for 2017 by Forbes Magazine and recognized by Forbes in the inaugural Best-In-State Banks list.

Kearny Bank is headquartered in Fairfield, New Jersey. It is a wholly-owned New Jersey state-chartered stock savings bank subsidiary of Kearny Financial Corp. It maintains 54 retail locations in the metropolitan area with total assets topping $6.5 billion.

We are ready to serve all your banking needs in a most professional manner. Personal or business, we want to be a true financial partner and make Kearny Bank your bank, For Today and For Tomorrow.