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Increase your odds by making a mobile deposit today!

Ready for your chance to win money simply by making a mobile deposit? Starting October 5th through November 6th, five lucky winners will DOUBLE their mobile check deposit up to $1,000! Even better, with every mobile deposit you make, you are automatically entered to win!

Want to learn how to deposit a check and all the great features our app has to offer? Watch a video here.

 

Download the app to enter

 

Official Rules

NO PURCHASE, PAYMENT OR KEARNY BANK ACCOUNT IS NECESSARY TO WIN OR ENTER THE SWEEPSTAKES. OPENING UP AN ACCOUNT WITH KEARNY BANK OR MAKING A PURCHASE FROM KEARNY BANK WILL NOT INCREASE YOUR CHANCES OF WINNING. EACH ENTRY WILL HAVE AN EQUAL CHANCE OF WINNING. ODDS OF WINNING DEPEND UPON NUMBER OF ENTRIES.

1. Sponsor

Kearny Bank ("Kearny") is the sponsor of the sweepstakes (“Sweepstakes”). Kearny’s main address is: 120 Passaic Avenue, Fairfield, New Jersey 07004. These Official Rules (“Rules”) govern the Sweepstakes being conducted by Kearny between Monday, October 5, 2020 at or about 12:00 a.m. ET and ending on Friday, November 6, 2020 at or about 11:59:59 p.m. ET, at the dates and times specified herein (“Sweepstakes Entry Period”). In the event of a conflict between these Rules and any other printed information regarding the Sweepstakes, these Rules shall govern.

2. Eligibility Requirements

The Sweepstakes is open only to legal residents of New Jersey and New York who are at least 18 years of age at the time of entry. Officers, employees, and directors of Kearny and their parent, subsidiary and affiliate companies, and members of their immediate family (i.e., spouse, parents, siblings and children) and household, are not eligible to participate in the Sweepstakes. By entering this Sweepstakes, Entrants (defined below) accept and agree to be unconditionally bound by these Rules and the decisions of Kearny, which shall be final and binding on all Entrants. Sweepstakes is void where prohibited by law. Sweepstakes is subject to all applicable federal, state and local laws and regulations.

3. How to Enter

To participate in the Sweepstakes, a person (each, an “Entrant”) may enter one of two ways:

  1. Automatic Entry Method. An eligible Kearny account holder enrolled in Kearny Mobile Deposit will receive one (1) Sweepstakes entry each time they complete a Qualified Mobile Deposit through Kearny Bank’s Mobile Banking Application (“Mobile Banking App”) that has been posted to a personal deposit account. Availability of certain transactions may be subject to meeting eligibility requirements. Availability of Mobile Banking Application not guaranteed and data rates may apply. To be deemed eligible, all Qualified Mobile Deposits must have an account posting date that is prior to the end of the Sweepstakes Entry Period. Qualifying transactions made on Saturdays, Sundays or Holidays will count as automatic entries when they post to the attached personal deposit account during the Sweepstakes Entry Period. Automatic entries must be posted by 11:59:59pm on 11/6/2020 in order to be eligible. Consumers must be enrolled in Kearny Bank’s Mobile Banking in order to be entered via Automatic Entry Method.
  2. Free Mail-In Method. To enter without making a mobile check deposit, print your name, address, day and evening telephone numbers, email address (if any) on a piece of paper and mail the paper to Kearny in an envelope, with proper postage, to: “Kearny Double Your Deposit Sweepstakes, c/o Marketing Department, 1903 Highway 35, Oakhurst, New Jersey 07755.” (Each mail-in entry shall be a “Mail-In Entry” or, collectively, “Mail-In Entries.”) Only one Mail-In Entry is permitted per household, per envelope. Only qualified Mail-In Entries (i.e., Mail-In Entries not disqualified by Kearny under these Rules) will be eligible for the Sweepstakes. All Mail-In Entries must be received (not simply postmarked) by Kearny no later than 11:59 p.m. on the last day of the Sweepstakes Entry Period in order to be considered for eligibility. Kearny is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible Mail-In Entries. No copies, mechanical or electronic reproductions, or metered mail of a Mail-In Entry will be accepted. Proof of mailing does not constitute proof of delivery of a Mail-In Entry. Once submitted, Mail-In Entries become the sole property of Kearny and will not be acknowledged or returned. (Qualified Mobile Deposit Entries and Mail-In Entries collectively are referred to in these Rules as “Entries.”)

4. Opting Out

If you have made a Qualified Mobile Deposit during the Sweepstakes Entry Period and you do not wish to be entered into the Sweepstakes, print your name, address, day and evening telephone numbers, email address (if any) on a piece of paper (“Opt-Out”) and mail the paper to Kearny in an envelope, with proper postage, to: “Kearny Double Your Deposit Sweepstakes--OPT OUT, c/o Marketing Department, 1903 Highway 35, Oakhurst, New Jersey 07755.” Only one Opt-Out is required to remove the entire household from the Sweepstakes drawing. All Opt-Outs must be received (not simply postmarked) by Kearny no later than 11:59 a.m. on October 12, 2020 in order to be effective. Kearny is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible Opt-Outs. If an Opt-Out is received, but Kearny, in its sole discretion, is unable to determine the identity and/or telephone number of the individual because of incomplete information or illegible writing on the Opt-Out, the Opt-Out will be deemed ineffective, in Kearny's sole and absolute discretion. No copies, mechanical or electronic reproductions, or metered mail of an Opt-Out will be accepted. Proof of mailing does not constitute proof of delivery of an Opt-Out. Once submitted, Opt-Outs become the sole property of Kearny and will not be acknowledged or returned.

5. Sweepstakes Prize Drawings

  1. Weekly Prize Kearny or its agent(s) will draw at random one (1) weekly winner from qualified Entries received during the Sweepstakes Entry Period as follows:
    1. Week One Drawing. On or about 12:00 p.m. on Friday, October 9, 2020, Kearny or its agent(s) will draw at random one (1) winner from the qualified Entries received through 11:59 a.m. on that date. A Cashier's Check in the amount equal to each winner’s mobile deposit will be awarded (up to a maximum of $1,000) to the mobile banking account used for Entry. If winner’s mobile check deposit is $100 or less, prize is $100. If winner’s mobile check deposit is equal to or greater than $1,000, prize is $1,000. If winner’s check deposit is between $100.01 and $999.99, prize is the amount of the check deposit. All mail-in winners are automatically eligible for the maximum prize and winnings will be mailed and provided in a Cashier’s Check.
    2. Week Two Drawing. On or about 12:00 p.m. on Friday, October 16, 2020, Kearny or its agent(s) will draw at random one (1) winner from the qualified Entries received through 11:59 a.m. on that date. A Cashier's Check in the amount equal to each winner’s mobile deposit will be awarded (up to a maximum of $1,000). If winner’s mobile check deposit is $100 or less, prize is $100. If winner’s mobile check deposit is equal to or greater than $1,000, prize is $1,000. If winner’s check deposit is between $100.01 and $999.99, prize is the amount of the check deposit. All mail-in winners are automatically eligible for the maximum prize and winnings will be mailed and provided in a Cashier’s Check.
    3. Week Three Drawing. On or about 12:00 p.m. on Friday, October 23, 2020, Kearny or its agent(s) will draw at random one (1) winner from the qualified Entries received through 11:59 a.m. on that date. A Cashier's Check in the amount equal to each winner’s mobile deposit will be awarded (up to a maximum of $1,000). If winner’s mobile check deposit is $100 or less, prize is $100. If winner’s mobile check deposit is equal to or greater than $1,000, prize is $1,000. If winner’s check deposit is between $100.01 and $999.99, prize is the amount of the check deposit. All mail-in winners are automatically eligible for the maximum prize and winnings will be mailed and provided in a Cashier’s Check.
    4. Week Four Drawing. On or about 12:00 p.m. on Friday, October 30, 2020, Kearny or its agent(s) will draw at random one (1) winner from the qualified Entries received through 11:59 a.m. on that date. A Cashier's Check in the amount equal to each winner’s mobile deposit will be awarded (up to a maximum of $1,000). If winner’s mobile check deposit is $100 or less, prize is $100. If winner’s mobile check deposit is equal to or greater than $1,000, prize is $1,000. If winner’s check deposit is between $100.01 and $999.99, prize is the amount of the check deposit. All mail-in winners are automatically eligible for the maximum prize and winnings will be mailed and provided in a Cashier’s Check.
    5. Week Five Drawing. On or about 12:00 p.m. on Friday, November 6, 2020, Kearny or its agent(s) will draw at random one (1) winner from the qualified Entries received through 11:59 a.m. on that date. A Cashier's Check in the amount equal to each winner’s mobile deposit will be awarded (up to a maximum of $1,000). If winner’s mobile check deposit is $100 or less, prize is $100. If winner’s mobile check deposit is equal to or greater than $1,000, prize is $1,000. If winner’s check deposit is between $100.01 and $999.99, prize is the amount of the check deposit. All mail-in winners are automatically eligible for the maximum prize and winnings will be mailed and provided in a Cashier’s Check.
  2. (The Week One Prize, Week Two Prize, Week Three Prize, Week Four Prize and Week Five Prize shall collectively be referred to herein as the “Weekly Prizes.”)

6. Winner Selection and Notification

  1. Selection and Notification. One (1) winner will be selected for each drawing (as described above) from among the qualified Entries (i.e., Entries not disqualified by Kearny under these Rules). The winner for each drawing need not be present to obtain a Sweepstakes Kearny will make a reasonable effort to notify each winner by telephone within seven (7) business days of each drawing at (i) the telephone number listed for the account holder associated with the mobile banking account used for Entry or (ii) the telephone number listed on the Mail-In Entry. If a telephone number on file for the account holder associated with the mobile banking account is not current, or Kearny is unable to contact the winner after making reasonable efforts (in Kearny's sole and absolute discretion), the Entry will be disqualified and Kearny will choose an alternate winner from among the remaining qualified Entries. If a telephone number is not supplied on the Mail-In Entry, or Kearny is unable to determine the identity and/or telephone number of the winner because of an incomplete or illegible Mail- In Entry, the Mail-In Entry will be disqualified and Kearny will choose an alternate winner from among the remaining qualified Entries. Non-Kearny Bank clients will need to provide an executed IRS Form W-9 to claim the prize.
  2. Alternate Winner. In the event that a winner is disqualified for any reason under these Rules (in Kearny’s sole and absolute discretion), or a winner forfeits his/her Sweepstakes Prize by failing to claim it or otherwise, Kearny will select an alternate winner by random drawing from among all remaining eligible Entries. Kearny will only hold two (2) alternate drawings for each Sweepstakes Prize. If no Sweepstakes Prize is awarded after the second alternate drawing, the Sweepstakes Prize will not be awarded. Decisions of Kearny with respect to the Sweepstakes are final and binding on all Entrants (whether qualified or disqualified).

7. General Rules and Conditions

  1. Qualified Mobile Deposit Entry. A Qualified Mobile Deposit Entry is a deposit made through Kearny Bank’s Mobile Banking App which is posted to a personal deposit account.
  2. Exclusions. Business account transactions; and Mobile Deposits that are discovered to be fraudulent (i.e., not authorized by the accountholder).
  3. Other Exclusions. For purposes of this exclusion, (a) a Weekly Prize (or alternate Weekly Prize) winner; and (b) members of the Weekly Prize (or alternate Weekly Sweepstakes Prize) winner’s immediate family and household are excluded from eligibility for other Drawings under this Sweepstakes.
  4. Taxes. All taxes are the sole responsibility of the winner.
  5. Limitations of Liability. By entering the Sweepstakes, each Entrant (whether qualified or disqualified) agrees to hold harmless and indemnify Kearny and its parent, affiliates, subsidiaries, directors, officers, employees, shareholders, representatives and/or agents from any liability of any kind arising in any manner from participation in the Sweepstakes, or the acceptance, receipt, possession, or use/misuse of the Sweepstakes Prize, including any and all claims relating to Kearny's decision to disqualify an Entrant or an Entry. Kearny, its parent, affiliates, subsidiaries, directors, officers, employees, shareholders, representatives and/or agents shall not be liable to any party whatsoever for any negligence, claims, liability, injury, loss, or damages or any kind or type, in whatever form or manner claimed, of any Entrant (whether qualified or disqualified) and/or winner(s) arising from, or in connection with, any Entrant’s participation, acceptance, receipt, possession, or use/misuse of Sweepstakes Prize(s) awarded, or the participation in, qualification for or disqualification from, this Sweepstakes. Kearny, its parent, affiliates, subsidiaries, directors, officers, employees, shareholders, representatives and/or agents shall not be liable to any party whatsoever for any incorrect or inaccurate information, whether caused by tampering, hacking, or by use or malfunction of any of the equipment or programming associated with the Sweepstakes. Sweepstakes Prizes may not be substituted, assigned, transferred, or redeemable for cash by the winner(s).
  6. Publicity Authorization. By participating in the Sweepstakes, all Entrants, including winner(s), agree to permit Kearny to utilize his/her name, Entry, testimonial content of each Entry (if any), and likeness (if applicable) in promotional and other Kearny materials, without notice, additional compensation or permission, except where prohibited by law.
  7. Authority to Contact. By participating in the Sweepstakes, each Entrant agrees to permit Kearny to contact them, at the telephone provided, for marketing purposes.
  8. Other.
    1. If for any reason this Sweepstakes cannot be executed as planned, including, but not limited to, as a result of infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes that corrupt or affect the security, administration, fairness, integrity or proper conduct of the Sweepstakes, or if the Sweepstakes is compromised or becomes technically corrupted in any way, electronically or otherwise, Kearny reserves the right to cancel, terminate or modify the Sweepstakes. If the Sweepstakes is terminated before the original, stated end date, Kearny reserves the right to select the winners by random drawing from among all eligible non-suspect Entries received as of the termination time/date or otherwise modify the procedure for selecting winners.
    2. Kearny, in its sole discretion, reserves the right to disqualify any person or Entrant tampering with the entry process or the operation of the Sweepstakes. Failure to comply with the rules of the Sweepstakes may result in an Entrant’s disqualification and/or forfeiture of any Sweepstakes Prize. If Kearny makes a determination that an Entrant has cheated or committed fraudulent activity in connection with a Sweepstakes, Kearny reserves the right to disqualify that Entrant from entering and/or winning future Sweepstakes and to prosecute and seek damages to the fullest extent permitted by law.
    3. Kearny reserves the right to make changes in the rules of the Sweepstakes, including, without limitation, the substitution of a Sweepstakes Prize of reasonably equivalent value, which will become effective upon announcement. If, due to circumstances beyond the control of Kearny, any competition or Sweepstakes Prize-related event or travel is delayed, rescheduled, postponed or cancelled, Kearny reserves the right, but not the obligation, to cancel or modify the Sweepstakes and shall not be required to award a substitute Sweepstakes Prize.
    4. Kearny is not responsible for typographical or other errors in the printing, the offering or the administration of the Sweepstakes or in the announcement of a Sweepstakes Prize.

 

END OF RULES

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