Expect the best, and get the most when you open a business checking account
We understand your hard-earned business money needs ultimate care. Kearny Bank strives to be your go to business banking partner, dedicated to maximizing the potential of your money and checking account. We work with you to discover the most effective ways to increase your funds' growth while preserving their accessibility. Trust Kearny Bank for all your business banking needs in an affordable, reliable and efficient manner.
Your Business Checking Account Includes:
- FREE Business Debit Mastercard®
- FREE Online Banking with Bill Pay
- FREE Mobile Banking with Mobile Deposit
| BUSINESS CHECKING ACCOUNTS | BEST FOR | INITIAL DEPOSIT | MINIMUM BALANCE | MINIMUM BALANCE FEE | INTEREST BEARING | OTHER REQUIREMENTS |
|---|---|---|---|---|---|---|
| KEARNY INSURED LIQUIDITY SWEEP | Maximize interest overnight and still have cash available in the morning | $245,000 | NA | NA | X | Deposits up to $40,000,000 per business tax ID |
| BUSINESS ANALYZED CHECKING | Streamline high transaction volume or treasury management needs. | $100 | NA | NA | NA | NA |
| BUSINESS CHECKING | Basic business checking with a low minimum balance | $100 | $100 | $10.00 if balance falls below $100.00 | NA | NA |
| TIERED BUSINESS CHECKING | Earn interest with three tiers based on balance | $1,000 | $50,000 | NA | X | Tiered interest on balances in excess of $50,000 |
Kearny Insured Liquidity Sweep
Streamline your business banking by working with a single source.
- Expanded levels of FDIC insurance
- Earns a competitive interest rate
- No withdrawal limitations
- Daily balance reporting
- Separate monthly investment account statement
Business Analyzed Checking
Upgrade to the ultimate Treasury Management solution with Business Analyzed Checking.
- A multi-purpose account simplifies your business banking
- Additional services such as ACH, Wires, Positive Pay and RDC can be included
- Consolidated statements assist with record keeping
- Qualifying balances earn credits to offset monthly fees for a variety of services
- Increased time to concentrate on other business activities
- Maximum flexibility to grow as your business needs expand
Business Checking
Choose a business checking account that works smarter, not harder
- $100 initial deposit
- Low $100 minimum balance
- No cash handling fees
- No per-check charges
- No monthly maintenance fees when you maintain a small minimum balance
Tiered Business Checking
Earn while you spend: make your business checking account work for you
- $1,000 initial deposit
- Earn interest on balances of $50,000 or more
- Interest compounded daily and credited monthly
- No per-check charges
Kearny @ Work
Invest in your employees without even spending a dime.
- Your employees dedicate substantial time and effort to making your business a success.
- Here’s a meaningful way to show your thanks for everything they do.