You work hard for your money. The least it can do is work hard back.
As your business banking partner, Kearny Bank is committed to helping you get the most out of your money and your checking account. That means working with you to find the best ways to keep your funds growing, while also keeping them available.
All Our Business Checking Accounts Include:
- FREE Business Debit Mastercard®
- FREE Online Banking with Bill Pay
- FREE Mobile Banking with Mobile Deposit
| BUSINESS CHECKING ACCOUNTS | BEST FOR | INITIAL DEPOSIT | MINIMUM BALANCE | MINIMUM BALANCE FEE | INTEREST BEARING | OTHER REQUIREMENTS |
|---|---|---|---|---|---|---|
| KEARNY INSURED LIQUIDITY SWEEP | Maximize interest overnight and still have cash available in the morning | $245,000 | NA | NA | X | Deposits up to $40,000,000 per business tax ID |
| BUSINESS ANALYZED CHECKING | Streamline high transaction volume or treasury management needs. | $100 | NA | NA | NA | NA |
| BUSINESS CHECKING | Basic business checking with a low minimum balance | $100 | $100 | $10.00 if balance falls below $100.00 | NA | NA |
| TIERED BUSINESS CHECKING | Earn interest with three tiers based on balance | $1,000 | $50,000 | NA | X | Tiered interest on balances in excess of $50,000 |
Kearny Insured Liquidity Sweep
Streamline your business banking by working with a single source.
- Expanded levels of FDIC insurance
- Earns a competitive interest rate
- No withdrawal limitations
- Daily balance reporting
- Separate monthly investment account statement
Business Analyzed Checking
Upgrade to the ultimate Treasury Management solution with Business Analyzed Checking.
- Qualify for 1% Earnings Credit (1% earnings credit for qualifying balances to offset monthly fees for a variety of services)
- Multi-purpose account simplifies your business banking
- Additional services such as ACH, Wires, Positive Pay and RDC can be included
- Consolidated statements assist with record keeping
- Qualifying balances earn credits to offset monthly fees for a variety of services
- Increased time to concentrate on other business activities
- Maximum flexibility to grow as your business needs expand
Business Checking
The business checking account that gets it done.
- $100 initial deposit
- Low $100 minimum balance
- No cash handling fees
- No per check charges
- No monthly maintenance fees when you maintain a small minimum balance
Tiered Business Checking
Make your business checking account pay you.
- $1,000 initial deposit
- Earn interest on balances of $50,000 or more
- Interest compounded daily and credited monthly
- No per check charges
Kearny @ Work
Invest in your employees, without even spending a dime.
- Your employees dedicate substantial time and effort to making your business a success.
- Here’s a meaningful way to show your thanks for everything they do.
Kearny Bank ChangeMakers Checking Account
The everyday business checking account designed for women business owners
- $100 initial deposit
- Low $100 minimum balance
- No monthly maintenance fees when you maintain a small minimum balance
- All of the the same great benefits as our Business Checking account, plus FREE Positive Pay and FREE Incoming Wires
- Special savings on business services