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Checking Accounts

Explore our diverse checking account options.

At Kearny Bank, personal checking is just that – personal. See our flexible, personalized, checking account offerings, and discover the benefits and features of each account to find the perfect fit for your lifestyle.

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Checking Account Benefits:

At Kearny Bank, we offer a variety of checking accounts tailored to meet your financial needs. Each comes with built-in features including:

FREE ATM/Debit Mastercard®
FREE Mobile Banking with Mobile Deposit¹
FREE ClickSWITCH & CardSWAP Access
FREE Online Banking with Bill Pay¹
FREE eStatements

Checking Account Options

Find flexibility, built-in features and a host of services from personal checking account options that suit how you want to bank.

  • $25 initial deposit

Learn More  |   Open Now

  • $100 initial deposit

  • Earn interest on all balances

  • Unlimited monthly Non-Kearny Bank Domestic ATM Fees refunds when qualifications are met

Account subject to the following qualifications: Make 10 monthly point-of-sale purchases that post and clear, sign up to receive monthly eStatements and have at least one monthly direct deposit or automatic payment post and clear your account.

Learn More  |  Open Now

  • Account can be opened with an initial minimum deposit of $100

  • No monthly fees

  • Receive paper statements at no extra cost

Learn More  |  Open Now

  • Daily liquidity combined with expanded levels of FDIC insurance

  • No withdrawal limitations

  • Daily balance reporting

  • Separate monthly investment account statement

Learn More  |   Make an Appointment

What our clients are saying...

My mother and I have been a client at Kearny Bank for over 30 years. The branch personnel are friendly and always willing to answer our questions. If you are looking for a small bank that doesn't hit you with crazy monthly fees, a staff that knows you and willing to help, Kearny Bank is the place.

Teresa D.

Excellent client service. I reached out to them today because I have been trying to get a new bank account with them. I didn't feel rushed, and they were able to answer all my questions and explain my options as well as what I needed.

Mariana G.

Local bank with excellent client service. The branch personnel is very friendly and always supporting the community. I highly recommend banking at Kearny Bank.

Kevin M.

Find a Kearny Bank branch near you

FAQs

Find answers to common questions about Kearny Bank and our services.

We offer a variety of checking options to match your needs. These include:

  • Simple Checking

  • High Yield Checking

  • Senior Checking

  • Kearny Insured Liquidity Sweep


 Each option is designed to help you manage your money confidently and conveniently.


Some of accounts include a monthly fee. We also offer checking accounts with no monthly fees. Please refer to individual account details for specifics.

You can open a Kearny Bank checking account by visiting a nearby branch. Some of our accounts are available to open online.

To open an account, you must meet the following criteria:


  • Be a legal U.S. resident

  • Live in New Jersey or New York

  • Be at least 18 years old

  • Have a valid Social Security number

  • Provide a government-issued photo ID

Yes. Every checking account includes a free ATM/Debit Mastercard®, giving you easy and secure access to your funds.

Definitely! With ClickSwitch, you can securely transfer direct deposits and recurring payments from another institution in as little as 10 minutes. You can also schedule automatic transfers using our free Online Banking with Bill Pay or Mobile Banking with Mobile Deposit.

We believe in banking that’s personal. At Kearny Bank, we foster trust and prosperity by building strong relationships with our clients and supporting the communities we serve.
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Open an account today.

Whatever your goals are, Kearny Bank has the checking account option to meet your financial needs.

Get Started

 

1 Third party fees may apply.