Flexible Checking Options. Made to Fit You. There’s a reason they call it personal checking - only you know what you need most out of a checking account.
At Kearny Bank, we’ve designed our accounts with more flexibility and more features built-in, to make it easy to find an account that suits the way you want to bank.
All Our Checking Accounts Include:
- No Per Check Fees
- FREE Starter Packet of Standard Checks
- FREE ATM/Debit Mastercard®
- FREE Online Banking with Bill Pay
- FREE Mobile Banking with Mobile Deposit
- FREE eStatements
|ACCOUNTS||BEST FOR||INITIAL DEPOSIT||MINIMUM BALANCE||INTEREST BEARING||MONTHLY MAINTENANCE FEE||OTHER REQUIREMENTS|
|INSURED LIQUIDITY SWEEP||Maximize interest overnight and still have cash available in the morning||$245,000||X||Deposits up to $25,000,000 individually, $50,000,000 jointly|
|HIGH YIELD CHECKING||Earn higher interest on balances up to $25,000||$50||X||Monthly Direct Deposit or Automatic Payment; 10 monthly debit card purchases that post and clear; enroll and receive eStatements|
|STAR BANKING PLUS CHECKING||Get rewarded with discounts and savings while earning interest||$50||$20,000 combined balance on deposit||X||$25/mo. if balance requirement is not maintained & direct deposit is not initiated within 3 months||Monthly Direct Deposit|
|N.O.W. CHECKING||An interest-bearing, low-minimum-balance account||$100||$100||X||$5/mo if balance requirement is not maintained||None|
|E-Z CHECKING||Traditional checking without the worry of a minimum balance||$25||$0.01||NA||None||None|
High Yield Checking
Checking should give you more. Earn outstanding interest, without any of the drawbacks.
- Earn interest on all balances
- $0 minimum balance
- No monthly maintenance fees
- Unlimited monthly nationwide ATM fee refunds
- Account subject to the following qualifications: Just make 10 monthly debit card purchases that post and clear, sign up to receive eStatements and have at least one monthly direct deposit or automatic payment post and clear your account.
The checking account that does it all: get rewarded with discounts and savings, while earning interest.
- Competitive interest rates on balances over $100
- Numerous free banking services
- Considerable savings on travel, retail purchases and restaurants
- Simply carry a combined balance of $20,000+ ($10,000+ for seniors 55+) with any qualifying account and have monthly direct deposit
- Bump on CD rates if all qualifications are met
- FREE standard size safe deposit box