Fuel your business growth with trusted, caring lending support.
At Kearny Bank, we provide flexible commercial lending solutions to help businesses manage cash flow, access business capital, and support long-term growth. Whether you need business financing for equipment, real estate, expansion, improvements, or working capital, our team delivers personalized guidance and local decision-making every step of the way.
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Business Lending Options
Longer term (5-7 years) financing for expansion projects, equipment, or tenant improvements
Tailored and anticipated repayment terms over a fixed period of time
Fixed or floating interest rates
Secured by collateral that can include business assets, vehicles, equipment or accounts receivable
Flexible and personalized to your business needs
Highly competitive fixed or floating interest rates are available
Amortization periods available up to 25 years
Loans are secured by real estate being financed
Experienced Commercial Real Estate Specialist to contact and handle all details
Commercial lines of credit are available starting at $50,000 or more, and priced with variable interest rates
Monthly payments of accrued interest only are required, principal may be paid at any time
Terms of up to two years for well-qualified borrowers
Access and control of the line of credit is in your hands with convenient online banking, business mobile app, and cash management services
Streamlined financing specifically for small businesses that need access to capital quickly
Helpful for equipment purchases, inventory needs, and everyday operating expenses
Personalized guidance from experienced Kearny Bank lending professionals
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FAQs
Find answers to common questions about Kearny Bank and our services.
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Timelines vary based on loan type and documentation, but our team works efficiently to move you from application to closing to funding as quickly as possible.
Business loans can meet different needs, depending on whether you are exploring a Commercial Real Estate loan or a C&I Loan.
C&I Loans can be Commercial Term Loans or Lines of Credit. They provide access to capital for growth, equipment, facility improvements, or working capital. Loans are tailored to fit your repayment ability and business goals.
Commercial Real Estate Loans include loans for the acquisition, refinancing or development of commercial properties. These include loans for various types of commercial real estate such as multifamily, retail, mixed-use, industrial and warehouse facilities. We also can provide construction loans for the development of these properties.
We offer Commercial Real Estate Loans, as well as Commercial & Industrial (C&I) operating loans to help your business grow, expand, or manage cash flow.
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Work with a local lending expert to find financing that fits your business.