Save today and build a better tomorrow
A savings or money market account is a smart first step, and no goal is too small or too big — they're all worth saving for. Whether you're looking to save for a rainy day or to set your future self up for financial stability, the right account lets you earn interest on your balance, allowing your hard-earned funds to grow over time.
View Current Rates
Savings Account Options
Find the perfect savings or money market account with the features and benefits you’re looking for at Kearny Bank.
- $15,000 minimum deposit to open account
- Earn interest on all balances
- Earn higher interest by maintaining a higher balance
- Waive minimum balance fee when you maintain an average daily balance of at least $15,000
- Minimum opening deposit of $100
- Convenient ATM deposits and withdrawals
- Simplified monthly statement
- A tax-advantaged account that helps you save for medical expenses while reducing your taxable income as contributions are not subject to federal income tax.
- Make regular deposits and receive interest on all balances
- Open with as little as $5
- No monthly service fee
- Help your kids learn to save
- APY of 0.25%* and a low initial deposit of $10
- We’ll match their initial deposit of $10, so they can see a return on their savings right away
- Pays for A’s student program
- No monthly service fee
Saving Made Simple With Kearny Bank
For more than 140 years, Kearny Bank has helped neighbors across New Jersey and New York save with confidence. You’ll earn interest on every balance, keep your money FDIC-insured, and bank with a local team that knows you by name. Whether you’re opening your first savings account or moving to a money market account for a higher return, we’re here to help you choose the right fit. Looking further ahead? Ask us about CDs and IRAs for longer-term savings.
What our clients are saying...
Find a Kearny Bank branch near you
FAQs
Find answers to common questions about Kearny Bank and our services.
You can access and manage your savings anytime through Online Banking, Mobile Banking with Mobile Deposit, or by visiting a local branch.
Definitely! With ClickSwitch, you can securely transfer direct deposits and recurring payments from another institution in as little as 10 minutes. You can also schedule automatic transfers using our free Online Banking with Bill Pay or Mobile Banking with Mobile Deposit.
Minimum balance requirements vary by account type. Please refer to individual account details for specifics.
We offer a variety of savings options to support your financial goals. These include Statement Savings, Relationship Money Market (RMM), Kids Savings, and more.
Financial Calculators
Take control of your finances with easy-to-use tools for budgeting, saving, and loan planning. Make informed decisions and plan for the future with confidence!
See all calculatorsBrush up on your financial knowledge
Open an account today.
Whatever your savings goals are, Kearny Bank has the savings or money market account option to meet your financial needs.