skip to main content
Popup Close

Attention Clients: Our West Orange/Pleasantdale branch is temporarily closed today, December 2, 2023. View a full listing of our branches here




Enroll Now Learn More Help Center

The Vault

Kearny Bank's blog sharing the secrets to banking happiness

The Changing Landscape of Multifamily Commercial Real Estate

Learn more about the key factors affecting the landscape of multifamily commercial real estate and the effects on bank lending.

Continue Reading

October 30, 2023

5 Types of Collateral to Secure a Commercial Loan

Written by Robert Melchionne | SVP/Director of C&I Lending Lenders, including most community banks, almost always require collateral to secure a Commercial Loan for your business. Very simply put, collateral is security for the loan and helps to minimize the lender’s risk.

Read More

October 23, 2023

10 Unusual Ways to Save Money Right Now

Written by Kendria Francis | VP/Regional Sales & Development Officer A hot topic that seems to be on EVERYBODY’S mind is the cost of living. We are seeing huge cost hikes on eggs, gas and many everyday necessities that make it extremely difficult for the average American family to make ends meet.

Read More

October 16, 2023

Benefits and Considerations of Shared Services in Local Government

Written by Joseph Luppino, VP/Government Banking Officer Local Governments in New Jersey have a history of adopting a “Home Rule” governance. The Home Rule Act, enacted in the NJ Constitution in 1917, grants municipal governments broad authorities to adopt ordinance and regulations providing for public welfare, public safety, and land use laws.

Read More

October 9, 2023

Top 3 Questions to Ask to Evaluate your Business Banking Relationship

Written by Michael Gambatese| Vice President / Private Client Relationship Officer A lot of business owners I meet nowadays seem to be fixated on a bank’s technology as a major factor in their decision-making process, but what happens when a live person is needed? Fancy technology features are important, don’t get me wrong, but business owners also need to factor into their decision the relationship they have with their bank’s employees and the safety of their funds.

Read More

October 2, 2023

6 Benefits of working with a Financial Advisor

Written by Michael Reilly | 1st Vice President / Director of Investment Services Each of us are in different stages of life with different goals and objectives. We all have our own definition of success and an individual’s risk tolerance will always be different for everyone.

Read More

September 25, 2023

Is Pet Insurance Worth It For Veterinarians?

Written by Richard Conte | 2nd Vice President / Healthcare Relationship Officer As pet owners increasingly treat their pets like any other member of the family, their demand for high quality healthcare for their pets has created high expectations. Veterinarians are meeting these expectations by providing more sophisticated services and providing care such as MRIs, ultrasounds & laparoscopies for pets as technology improves.

Read More

September 18, 2023

5 Secrets To Mitigate Refinancing Challenges For Commercial Real Estate

Written by Gary Brozowski | SVP / Director of Commercial Real Estate Lending During the past 18 months, interest rates have increased dramatically for commercial real estate loans rising from a low of 3.25% in late 2020 to over 7% today. Financing for commercial real estate loans is based primarily on a spread over the corresponding US Treasury rate for a fixed rate loan, or based on a spread over the Prime rate for floating rate construction loans.

Read More

September 11, 2023

Women’s Health: Tips for Reducing Stress

Written by Veronica Ross | SVP / Director of Diversity, Equity, and Inclusion Our posts on this blog typically focus specifically on business elements, whether for women in business or more broadly. While financial tools, budgeting, developing strategic plans, and having the inspiration to grow a business are all important, though, in many ways their importance pales in comparison with the importance of taking care of oneself, both mentally and physically.

Read More

September 5, 2023

Benefits of Commercial & Industrial Loans: What Businesses Need to Know About Their Commercial Loan Options

Written by Robert Melchione | SVP / Director of C&I Lending Commercial and Industrial Loans (C&I) are comprised of loans that are issued for business purposes. These loans are made directly to businesses and provide funds for short-term working capital requirements, capital expenditures, expansion of product lines, or refinancing of existing company debt.

Read More

August 28, 2023

Looking for a High Interest CD or Money Market Account? Don’t Fall Victim to the Interest Rate Game

Written by Michael Mangione | 1st Vice President / Retail Sales & Development Leader If you’re reading this, there is a really good chance that you’re scouring the internet for the best savings or high interest CD rate you can find. I’m going to give you rate shoppers the best advice you’ve never been told and most people are afraid to tell you.

Read More

Leaving Website Disclosure

This link will redirect you to a site that may have certain associated risks, including not being insured by federal deposit insurance.

To remain at our site, click BACK. To leave our site for the link you selected, click OK.

Thank you for visiting Kearny Bank's website.