The Vault
Kearny Bank's blog sharing the secrets to banking happiness
July 1, 2024
What is a Debit Card: 3 Things You Need to Know
What is a debit card? A debit card is a safe and convenient way to pay for purchases (both online as well as when you visit stores, restaurants, and other local merchants) and gives you the option to withdraw money at ATMs.
Read MoreJune 10, 2024
3 Perks of Community Banking
In today’s fast-paced, digitally driven world, the personal touch in banking is becoming harder and harder to find. However, community banks are thriving by offering something that mega banks often can’t: a deep, personal connection to their clients and communities.
Read MoreMay 20, 2024
5 Strategies to Maximize the Value of Your Dental Practice
How to Maximize the Value of your Dental Practice There are many ways to increase the value of your dental practice and various methods to measure its worth. Potential buyers of your practice have more information available to them today, and they are doing their homework before they make an offer for a practice.
Read MoreMay 6, 2024
Top 6 Must-Have Technology Tools for Small Businesses
Utilizing technology can free up your day to do what’s important: running a successful business, building your brand, and reaching as many customers as possible. Time management is something that everyone strives to be better at – especially to finish the tasks we have set out for ourselves throughout the day.
Read MoreApril 22, 2024
Four Tips for Buying a Pet-Friendly Home
Spring is right around the corner, along with green shoots, budding trees, and flowering plants you’ll notice open house signs in and around each neighborhood. The official buying season is upon us; if you’re a pet owner or prospective pet owner keep these thoughts in mind when searching for a new home: 1) Safety features – Make sure the property around the home that you are looking at includes pet-friendly safety features such as secure fencing without gaps or spaces for your pet to get stuck or escape.
Read MoreApril 8, 2024
Why Anchored Retail Centers Are a Resilient & Stable CRE Asset Class
As a commercial real estate loan’s collateral is typically the foremost source of repayment on a commercial real estate loan, the nuances of weighing the strength of that repayment source can be challenging to a bank. One popular asset class is Multifamily properties.
Read MoreMarch 25, 2024
What is Escrow, and Why Is It Tricky?
What Is escrow? Escrow can be a confusing term for many.
Read MoreMarch 4, 2024
How to Choose a Bank for Government Banking Services
In my 29+ years in banking I have worked with and spoken to hundreds of county and municipal CFOs, Business Administrators, School Board Administrators, and Directors of various Authorities. Invariably the first question I get is what our interest rate is.
Read MoreFebruary 26, 2024
5 Reasons Commercial & Industrial Loans Support Growth
Commercial loans play an integral role in driving business growth. Here is a deeper dive into five ways these debt instruments can benefit your business: 1.
Read MoreFebruary 12, 2024
Supporting the Needs of the “Sandwich Generation” with the Right Banking Partner
If you are like me - one of the many adults in NJ who are caring for older relatives while caring for children or grandchildren at the same time - then you are part of what has been termed the “Sandwich Generation.” This may not be as tasty as the NJ staple of Taylor Ham/Pork Roll (choose whichever you prefer) egg and cheese. But it is a reality for many of us here in the Garden State.
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