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FDIC-Insured - Backed by the full faith and credit of the U.S. Government


FDIC-Insured - Backed by the full faith and credit of the U.S. Government


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Personal Lending

Find the perfect loan for your perfect home

Find the perfect loan for your perfect home

Securing your family's future with homeownership is easier than you think. Our mortgage advisors at Kearny Bank will provide experienced guidance to financially prepare you and help you choose the best mortgage option or home equity line or loan to make your goal a reality. Discover what works for you.


  • Whether you're financing the home of your dreams or a home away from home, Kearny Bank has a mortgage that offers the terms you need.

  • As mortgage experts, Kearny Bank offers competitive rates on both fixed-rate and adjustable-rate mortgages (ARMs), and we have systems to speed up your application process.
  • We also specialize in helping first time home buyers realize the dream of owning their first home.

Home Equity Loans & Lines

  • From education to home improvements, leveraging the equity you’ve built up in your home may be the most economical way to finance major purchases. Kearny Bank offers a variety of Fixed Home Equity Loans and Home Equity Lines of Credit to help you afford some of life’s largest expenses.
  • Borrow up to 80% of the value you’ve built up in your home to pay for big expenses from education to home improvements and more.

Home Loans FAQ

  • All your mortgage and home equity questions answered.
  • When it comes to getting a new home loan, there is a lot of information to digest. At Kearny Bank, we want to help you understand your options and get the best rate and loan for you.

Financial Calculators

  • Use our handy financial calculators to determine your potential monthly mortgage or home equity payments before you visit a branch to speak with a specialist

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