My “home” for several decades has been the world of residential lending, where I share proven experience, guidance and strategies with buyers of all kinds. I’m equally “at home” with first-time buyers, those who are seeking a larger residence, and clients who are refinancing or purchasing a vacation or second property, as well as those who are investing in real estate.
Leveraging an established network of other professionals – including attorneys, realtors, and builders – I’m eager to help my clients achieve their various home ownership goals. Kearny Bank offers financing from the New Jersey/New York region down to North Carolina, merging the strength of a major financial institution with the flexibility and attention-to-detail of a local lender. So just give me a call - I’d be delighted to work with you.
A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.
Adjustable Rate Mortgage (ARM)
Kearny Bank offers 1, 3, 5, 7, and 10 year adjustable rate mortgage programs (also known as an ARM program). An adjustable rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.
Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.Financial Calculators