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Checking Accounts

Explore our diverse checking account options.

At Kearny Bank, personal checking is just that – personal. See our flexible, personalized, checking account offerings, and discover the benefits and features of each account to find the perfect fit for your lifestyle.

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Compare Checking Accounts

Choose the best checking account for your needs.

Simple Checking
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Cash Back Checking
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Relationship Checking
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Account Features

Simple CheckingCash Back CheckingRelationship Checking
Best Suited ForThose just starting their financial journey or anyone looking for a simple, hassle-free way to manage their everyday banking needs.Anyone who frequently uses their debit card and wants to be rewarded for their spending.Individuals who maintain higher balances and want to earn interest with no cap.
Initial Deposit$25$50$2,500
Interest on BalancesNANAEarn interest on all balances. Earn higher interest when you maintain an average daily balance of at least $2,500 and when other qualifications are met
Cash BackNAEarn 2% cash back for the purchases you make every day—up to $50 per statement cycleNA
Non-Kearny Bank Domestic ATM Fee RefundsNAUnlimited when qualifications are metNA
Kearny Bank Debit Mastercard® For ATMs and Everyday Purchases
Check-Writing CapabilityNA
Qualifications
10 monthly point of sale purchases that post and clearMonthly Direct Deposit and eStatements required
Other BenefitsNo overdraft feesNAGet bumped up CD rates
Monthly Maintenance Fee$2 monthly maintenance fee; enroll and receive eStatements to avoid $2 monthly maintenance fee.$3 monthly maintenance fee; enroll and receive eStatements to avoid monthly maintenance fee.$3 monthly maintenance fee; enroll and receive eStatements to avoid monthly maintenance fee.
Monthly Service Charge Fee$5NANA
Minimum Balance FeeNANAMaintain at least $2,500 average daily balance to avoid a $25 minimum balance fee.

Digital Banking

Simple CheckingCash Back CheckingRelationship Checking
Online Banking with Bill Pay
Mobile Banking
Zelle®

Find a Kearny Bank branch near you

Open an account today.

Whatever your goals are, Kearny Bank has the checking account option to meet your financial needs.

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