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Visa Signature® Real Rewards Card

Get more out of your credit cards, with a range of card options that let you choose what’s most important to you.

Get more out of your credit cards, with a range of card options that let you choose what’s most important to you.

1.5x Unlimited Rewards
Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.

Rewards Program

  • Earn 1.5 points for every eligible net $1 you spend1
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards2
  • 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings
  • Zero Fraud Liability4

Apply Now

Cardmember Benefits
Enjoy chip-enhanced acceptance and security plus a variety of important features, including zero fraud liability4 and auto rental collision damage waiver. See Consumer Card Features and Benefits for a complete listing of all card benefits.

Annual Fee
No Annual Fee

Minimum Requirements
Applicant must be 18 years of age and have a U.S. address and Social Security number.

1 You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

3 Cardmember will receive a "special" bonus of 7,500 points upon first purchase, which is in additional to the "standard" 2,500 points awarded after first purchase, for a total of 10,000 initial points. In order to qualify, the first purchase must be made by November 30, 2019, and the account must be opened between now and September 30, 2019. The account must remain open, have available credit and be current (no minimum payment past due) at the time the bonus is to be awarded. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. The 2,500 "standard" bonus points and the 7,500 "special" bonus points may be awarded in separate billing cycles. Points expire five years from the end of the quarter in which they are earned.

4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa® U.S.A. Inc., Mastercard® International Incorporated, and American Express®. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.


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