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Top 6 Must-Have Technology Tools for Small Businesses

May 6, 2024

Utilizing technology can free up your day to do what’s important: running a successful business, building your brand, and reaching as many customers as possible.

Time management is something that everyone strives to be better at – especially to finish the tasks we have set out for ourselves throughout the day. Whether you are a first-time business owner or someone that’s been running multiple entities, you can utilize the technology that is available to keep track of all the operational requirements for a successful business. Your business is your priority and being able to streamline mundane tasks that take up so much of your day can yield substantial results, giving you more time to focus on the success of your business. But where do you start and how?

Let’s go to the Basics-

Microsoft 365 Business Basic- this package offers the apps and services you need to jump-start your business. You have all the tools you need to keep yourself and your team organized in one place.

  • Identity, access, and user management for up to 300 employees
  • Custom business email ([email protected])
  • Web and mobile versions of Word, Excel, PowerPoint, and Outlook
  • Chat, call, and video conference with Microsoft Teams (great for anyone on the go, you can take calls on the move)
  • Automatic spam and malware filtering (one less thing to worry about and it’s already built into the package)
  • SharePoint- you’re able to create a site for your entire team to share information, files and resources and everything is in one place. (Microsoft)
  • Anytime Phone and Web Support

Microsoft has a fantastic support page available through Small Business Help & Learning to get you set up, including step-by-step tutorials on all their available features. And if you still have an issue, you can always talk to a representative who can help you get set up.

QuickBooks is your one stop shop for tracking income and expenses. It helps you with processing payments and invoices, calculates tax deductions, receipt capture, cash flow, estimates and sales tax. QuickBooks also allows you to share your information with your accountant for quick and easy account reconciliation, hassle-free. One of the most important features is inventory tracking; you’re able to see what’s popular, create purchase orders and manage vendors. You can track products, cost of goods, and receive notifications when inventory is low. These features allow you to focus on building your brand. QuickBooks®: Official Site | Smart Tools. Better Business. (intuit.com)

Banking Technology Solutions

When it comes to your banking needs taking advantage of the technology available allows you to manage all your business needs on the go. You won’t be tied to one location; you’ll have the freedom to conduct business anywhere.

The first step to achieving that freedom is setting up your Business Online Banking with Bill Pay as well as Business Mobile Banking. You’ll have the ability to view real-time account balances, check images, pay bills online and make transfers between accounts. You will have 24-hour access to all your accounts and be able to export your history to a spreadsheet or compatible financial software like QuickBooks. The best part about Business Mobile Banking is that you can approve transactions, deposit checks remotely, based on your established limits and receive account alerts and notifications all on your phone.

Zelle® for your business is another fantastic resource that will save you a ton of time. It’s a fast, safe, and easy way to receive payments from customers you work with directly to your Kearny Bank account.

Positive Pay offers you protection against fraudulent checks by matching your issued check file to the items being presented for payment on your account.

Remote Deposit Capture gives you the option to deposit checks without ever leaving your office. You can quickly and securely deposit checks electronically to your Kearny Bank account, giving you more time to run your business and focus on your customers.

ACH Services are a better way to pay and be paid. Kearny Bank’s reliable electronic debits and credits system lets you easily manage your payments anytime and anywhere. It offers a lower risk of fraud and improves security with our bank-issued token device, allowing you to take advantage of automatic transactions like direct deposit and vendor and customer payments.

Technology is essential to operating your business efficiently. Utilizing all the resources available to a new business owner will free up your day to focus on what’s truly important, running a successful business, building your brand, and reaching as many customers as possible.

By Izabela K. Wdowiak, Private Client Operations Coordinator

About Izabela:

As Private Client Operations Coordinator, Izabela K. Wdowiak focuses on supporting all Kearny Bank Private Client Group functions, with emphasis on reporting, analytics, and informational dashboard development and maintenance. In addition, she monitors adherence to and compliance with all relevant policies and procedures.

A resident of Lafayette, NJ, Izabela is passionate about volunteering within her community. She holds a bachelor’s degree in Business.

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