Your Path to Homeownership Starts Here
Whether you're buying your first home or upgrading to your forever home, Kearny Bank makes the mortgage process simple and affordable. With competitive rates, expert guidance, and flexible loan options, we're here to help you move forward with confidence.
Get Started
At Kearny Bank, our mortgage advisors provide competitive rates on both fixed and adjustable- rate mortgages (ARMs) while streamlining your application process. They are here to provide the guidance and advice to make your home purchase go as smoothly as possible.
To see what your new mortgage monthly rate could be, try our helpful mortgage calculator.
First Time Home Buyer Loan Program
If it's your first time buying real estate and you're eyeing 1-2 units as your primary residence, you may qualify for added cost-savings, provided that the property is located in specific counties/municipalities. Our First Time Home Buyer Loan Program offers savings and other significant benefits.
Discounted Rate
Down Payment options as low as 5%
Minimum Credit Score Eligibility of 660
Lender Paid Mortgage Insurance
*Must be primary residence located in specific counties/municipalities. Other requirements may apply.
Please select your state to view rates.
FAQs
Find answers to common questions about Kearny Bank and our services.
A mortgage loan helps you finance the purchase or refinance of a home. You borrow a specific amount and make monthly payments that include principal and interest. The terms and rate structure depend on the loan type you choose.
We offer both fixed-rate and adjustable-rate mortgage loans, allowing you to choose the option that best fits your financial goals and lifestyle.
Yes. Simply contact us to get started. One of our mortgage specialists will walk you through the process and answer any questions you may have along the way.
Yes. Our First Time Home Buyer Loan Program is designed to support eligible buyers purchasing their first 1- or 2-unit primary residence. If the property is located in a qualifying county or municipality, you may benefit from added cost savings and other program advantages.
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Find a Kearny Bank Mortgage Advisor to help guide you through your home buying or refinancing experience.