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Kid’s Club Savings Account

Teach your children the value of savings with their own interest-bearing account.

Teach your children the value of savings with their own interest-bearing account.

The Kearny Bank Kid's Club account is a custodial youth savings account created to educate children on the value of saving towards a goal. With an APY of 0.25%1 and a $10 match to their low $10 minimum initial deposit, your child’s money will start growing instantly, so they can see a return on their savings right away.

Kearny Bank Pays for A's

Good grades pay off in life and at Kearny Bank. Students K–12 with an existing or new Kid‘s Club account can earn $1 for every A on their current report card.

How to Get Started

  • Student must be enrolled in a public, private, or chartered school.
  • Student should bring their most recent report card and a parent or guardian to the Kearny Bank branch of record where account was established.
  • $1 will be deposited into a Kid’s Club savings account for each “A” the student receives each marking period. Maximum $15 per marking period to only one qualifying Kid‘s Club account per child. Equivalent of “A” are as follows: 93% and higher, “E” for Exceeds Expectations. Only grades from current marking period may be registered, up to 4 weeks from the end date of the marking period. Once the reporting period has past, a student may not register those grades. Student may only register grades from a report card, not a progress report. The report card or digital printout will be examined for authenticity.

Parent or legal guardian must be present with student under 18 years of age at branch of record where account was originally established to claim reward. Kearny Bank reserves the right to cancel or modify the program at any time, for any reason.

1Effective 03/17/2023. APY=Annual Percentage Yield. No minimum balance required to obtain advertised APY. The APY may change after the account is opened. Fees could reduce earnings. Kid‘s Club is a custodian account opened by a parent or guardian.


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