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Kid’s Club Savings Account

Inspire your kids and future generations to save

Inspire your kids and future generations to save

The Kearny Bank Kid's Club is a custodial youth savings account designed to introduce children to the importance of saving for a goal. With a minimum initial deposit of only $10, your child's money can start earning an APY of 0.25%1 and receive a $10 match. Watch your child's savings grow and help them see a return on their investment sooner.

Kearny Bank Pays for A's

Good grades pay off in life and at Kearny Bank. Students K–12 with an existing or new Kid‘s Club account can earn $1 for every A on their current report card.

How to Get Started

  • Students must be enrolled in a public, private, or chartered school.
  • The student should bring their most recent report card and a parent or guardian to the Kearny Bank branch of record where an account was established.
  • $1 will be deposited into a Kid’s Club savings account for each “A” the student receives each marking period. Maximum $15 per marking period to only one qualifying Kid‘s Club account per child. The equivalent of “A” are as follows: 93% and higher, “E” for Exceeds Expectations. Only grades from the current marking period may be registered, up to 4 weeks from the end date of the marking period. Once the reporting period has passed, a student may not register those grades. Students may only register grades from a report card, not a progress report. The report card or digital printout will be examined for authenticity.

Parent or legal guardian must be present with student under 18 years of age at branch of record where account was originally established to claim reward. Kearny Bank reserves the right to cancel or modify the program at any time, for any reason.

1Effective 05/24/2024. APY=Annual Percentage Yield. No minimum balance is required to obtain the advertised APY. The APY may change after the account is opened. Fees could reduce earnings. Kid's Club is a custodian account opened by a parent or guardian.


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