Do You Own a Small Business and Need Working Financing?
Kearny Bank’s Small Business Express Loans provide you the financial flexibility you need to succeed, with expert guidance and quick, local decision-making.
- Revolving Lines of Credit up to 24 months available for short-term working capital needs1
- Term Loans up to 72 months for fixed asset financing1
- Leasehold improvement or malpractice insurance financing for professional services businesses2
- Line of Credit and Term Loan amounts up to $250,000
- Up to $500,000 available for professional services businesses2
- Decision making as quickly as 48 hours upon receiving full application package3
- Access to funds immediately after closing
- Business deposit and treasury management services, including no-cost Positive Pay to help prevent check fraud
Must be operating in business for a minimum of 2 consecutive years and located within the Kearny Bank service area (primarily New Jersey and New York).
Minimum 700 FICO score of business owner/guarantor.
Payments must be auto-debited from a Kearny Bank business operating account. Additional terms and conditions may apply.
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One of our Commercial Loan Officers will get in touch with you shortly.
1
Term loans up to 72 months. Lines of credits up to 24 months. Deposit Relationship: The borrower must maintain its active operating primary account relationship at Kearny Bank for the life of the loan.
2
Professional Services Businesses are defined as Licensed Medical Doctors, Veterinarians, Attorneys, and Certified Public Accountants.
3
Decision timelines may vary based on individual loan cases.