Start small, but earn big interest as your business savings grow.
Open a Business Money Market Advantage account with a minimum deposit of $1001, and earn interest on all balances. You’ll also improve cash flow with:
- Check writing privileges
- A monthly statement
- FREE Online Banking access with bill pay
- FREE Mobile Banking with mobile deposit
There are also no monthly maintenance fees, and you’ll earn even more interest on balances of over $10,000.
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| Tier | Min Bal. To Obtain APY | Interest Rate | APY |
|---|---|---|---|
| Tier 1 | $0.01 to $9,999.99 | 0.05 | 0.05 |
| Tier 2 | $10,000+ | 0.15 | 0.15 |
Annual Percentage Yields (APYs) are effective as of 09/01/2021. Rates may change after the account is opened.
1 This account requires a deposit of new money only. New money means funds from outside Kearny Bank.
Kearny Bank Business Debit Mastercard®
Use your Debit Mastercard to make everyday purchases anywhere Mastercard is accepted, and purchase payments will be deducted directly from your account. Your card can also be used at any ATM to get cash, check balances or make transfers.
SecureAlerts: Establish alerts for instant access to purchase activity. Alerts can be set via our mobile app or Online Banking.
Mobile Wallet: Add your Kearny Bank Debit Mastercard to your mobile wallet for faster purchases in-store, online and in-app.
Customized Usage Control: Reduce debit card fraud, set spending limits, monitor and manage your card through our mobile app.
Kearny Bank Rewards: Use your Debit Mastercard for purchases and earn FREE rewards. The more you use your debit card, the more points you earn. Learn More.
Lost or Stolen Business Debit Mastercard
If your Kearny Bank Business Debit Mastercard is lost or stolen, call us immediately, or control your card via your Mobile Banking app. During business hours, call 800-273-3406. After business hours, call our afterhours hotline at 800-472-3272.
SmartCard for Business
Stay in control of your business debit card with SmartCard. Turn your business debit card on or off from the SmartCard mobile app and have peace of mind that your account is protected.
See details about your account, set alert preferences, allow and limit transactions based on your geographical location, limit card usage based on merchant type and establish spending limits.
Important Information for Our Clients
Be on the lookout for ATM skimming. Skimming occurs when criminals attach electronic devices to the card slots of ATMs to capture card numbers and personal identification numbers (PINs).
At Kearny Bank, we strongly encourage our ATM cardholders to periodically change their PINs to protect against fraudulent use of captured card numbers and PINs. You can easily change your PIN by calling 800-992-3808 at any time, day or night.