Anthony DeLuca is the Assistant Vice President and Retail Relationship Market Manager at Kearny Bank, where he covers the West Hudson territory and its surrounding areas. He has spent the last nineteen years with the Bank, working with local businesses and the community to foster strong relationships through personalized performance.
He knows the importance of relationship building & believes in a solid foundation of trust. As an active humanitarian, Anthony constantly seeks ways to help others through his work with the Rotary Club of Kearny and with the Kearny Chapter of UNICO National. He builds his credibility and demonstrates his passion for his work by actively participating in community events, volunteering, & aiding businesses with establishing valuable connections through networking.
Fixed-Rate Mortgage
A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.
Adjustable-Rate Mortgage (ARM)
Kearny Bank offers 1, 3-, 5-, 7-, and 10-year adjustable-rate mortgage programs (also known as an ARM program). An adjustable-rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.
Financial Calculators
Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.