Evan Consoni is an AVP / Retail Relationship Market Manager at Kearny Bank, where he leads retail growth strategy and manages key client relationships across Northern New Jersey. A resident of Norwood, NJ, Evan brings over 25 years of experience in retail and business banking, including previous leadership roles at PNC Bank and Lakeland Bank. He has a proven track record of driving revenue growth, coaching high-performing teams, and delivering exceptional client experiences. Evan holds a Certification in Branch Sales and Operations from the Center for Financial Training and currently oversees business development, portfolio expansion, and sales execution within his market.
Fixed-Rate Mortgage
A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.
Adjustable-Rate Mortgage (ARM)
Kearny Bank offers 1, 3-, 5-, 7-, and 10-year adjustable-rate mortgage programs (also known as an ARM program). An adjustable-rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.
Financial Calculators
Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.