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Find answers to common questions about Kearny Bank and our services.
An IRA is a tax-advantaged account designed to help you save for retirement.
You contribute funds to your IRA, where they can grow through interest or investment returns. Depending on the type of IRA, your contributions may be tax-deductible or grow tax-free.
You get the confidence of working with a local financial partner, FDIC-insured savings options, and flexible plans tailored to your retirement goals.
A Traditional IRA lets you contribute pre-tax dollars, which may reduce your current taxable income. Roth IRA contributions are made with after-tax dollars but offer flexibility and tax-free withdrawals under certain conditions.
We recommend speaking with a financial or tax advisor to determine which option best fits your financial situation.
Contact us at 800-273-3406 or visit your local Kearny Bank branch. We’ll guide you through every step.
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