Online Banking

Compare Checking Accounts

Truly personalized checking accounts.

Checking accounts are personal and everyone uses them in the way that works best for their needs. At Kearny Bank, our checking accounts are designed with more flexibility and more features and you in mind. Plus our personal service sets us apart from other banking institutions. Review the checking account options below to select one that’s right for you.

 

High Yield Checking

StarBanking Plus

N.O.W. Checking

Money Market Advantage

Tiered Money Market Plus

Tiered Money Market

E-Z Checking

               

 

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Initial Deposit Requirement

$50

$50

$100

$100
(New Money)

$100,000

(New Money)

$2,500

$25

Minimum Balance Required

Maintain just $1

$20,000 Combined balance in Star Checking and any savings account. Seniors 55+, $10,000 combined in required accounts.

$100

$1 to keep account open

$100,000 to earn interest; $1 to keep account open

$2,500 to earn interest; $1 to keep account open

Maintain just $0.01

Transaction Requirements

Monthly Direct deposit or automatic payment 10 monthly debit card purchases

Monthly Direct Deposit

None

None

None

None

None

Monthly Maintenance Fee

None

$25/mo. if balance requirement is not maintained & direct deposit is not initiated within 3 months.

$5/mo. if balance requirement is not maintained

None

$25/mo. if balance falls below $100,000

None

None

Pays Interest

See Current Rates

Highest Yield based on required transactions on balances up to $25,000

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No interest below $100,000

No interest below 2,500

None

Unlimited Check Writing

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6 withdrawals/ outgoing transfers per calendar month from savings or money market account

6 withdrawals/ outgoing transfers per calendar month from savings or money market account

6 withdrawals/ outgoing transfers per calendar month from savings or money market account

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Monthly Statement (with check images)

eStatements required

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Overdraft Protection Available

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FREE ATM/Debit Mastercard®

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FREE Imprinted Standard Checks

Starter Pack

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Starter Pack

Starter Pack

Starter Pack

Starter Pack

Starter Pack, Seniors 55+ FREE for life

FREE Internet Banking with Bill Pay

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FREE Telephone Banking

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FREE Coin Counting

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FREE Notary Service

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Foreign ATM Fee Rebate

Unlimited per month when qualifications are met

Up to $10 per month when qualifications are met

 

   

 

 

FREE Standard Sized Safe Deposit Box (Where Available)

 

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FREE Money Orders (4 Per Month)

 

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FREE Wire Transfers (2 Per Month)

 

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Bumped-Up CD Rates1

 

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Priority Service on Loan Applications

 

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GenGold® Advantage Benefits - travel discounts on airfare, cruises, hotels, car rentals, condo vacations, major attractions, restaurants, retail discounts and MORE!

 Available as an
add-on for $4 per month

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 Available as an
add-on for $4 per month

Available as an add-on for $4 per month

Available as an add-on for $4 per month

 Available as an
add-on for $4 per month

 Available as an

add-on for $4 per month

 

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(1) Non-promotional CDs. Max of $200,000. Includes 1, 2, 3, 4 and 5 year terms.