Jack D. Anastasi
Jack D. Anastasi is Kearny Bank’s Senior Vice President, Director of Government and Vertical Banking. Working in conjunction with the bank’s Government Banking Team and its Vertical Relationship Officers, Jack is charged both with managing and expanding Kearny Bank’s government and business banking relationships, through exceptional client service and enhanced product development.
Jack has a wealth of experience in government, retail, and business banking sectors and provides our valued clients with precisely the type of outstanding banking service they’ve come to expect from Kearny Bank.
Jack currently sits on the Board of Directors of several charitable foundations and advisory boards and has more than 30 years of experience in government, small business, and retail banking.
To learn more about Kearny Bank’s Government and public sector banking capabilities, contact Jack.
Fixed-Rate Mortgage
A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.
Adjustable-Rate Mortgage (ARM)
Kearny Bank offers 1, 3-, 5-, 7-, and 10-year adjustable-rate mortgage programs (also known as an ARM program). An adjustable-rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.
Financial Calculators
Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.