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Matthew Lindenberg - Kearny Bank

Matt Lindenberg

SVP/Chief Marketing Officer
Matt Lindenberg is SVP/Chief Marketing Officer at Kearny Bank, where he oversees the bank’s marketing efforts. His background includes financial services, retail and e-commerce, with a focus on using data and analysis to develop key business insights, then execute action plans. Matt previously held roles at Epsilon (part of Publicis Groupe), Toys”R”Us, Amazon.com, American Express, and Deutsche Bank. He earned an MBA from New York University’s Stern School of Business and a bachelor’s degree in operations research and industrial engineering from Cornell University.

Fixed-Rate Mortgage

A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.

 

Adjustable-Rate Mortgage (ARM)

Kearny Bank offers 1, 3-, 5-, 7-, and 10-year adjustable-rate mortgage programs (also known as an ARM program). An adjustable-rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.

 

Financial Calculators

Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.

Financial Calculators