Veronica Ross
Veronica Ross is a Senior Vice President and the Director of Engagement at Kearny Bank. In this role, she works closely with all departments to help improve employee satisfaction, morale, and performance within the organization. She also leads our women in business program, Kearny Bank ChangeMakers, providing educational resources, support, and networking opportunities to help ensure the growth and success of women-owned businesses.
Veronica is a financial professional with over 30 years of experience. She has been with Kearny Bank for the past 8 years, she most recently led the Treasury Management team. Prior to joining Kearny, she spent 25 years in various retail management roles at a variety of financial institutions.
Veronica feels strongly about giving back to the community. She actively supports and volunteers her time at St. John the Baptist Church in Hillsdale, the Girl Scouts of Northern New Jersey and on the steering committee for the Executive Women of New Jersey and NCJW of Essex County Back 2 School. She has served as a Board member and volunteer for GSNNJ.
Fixed-Rate Mortgage
A fixed rate mortgage is the most popular type of loan program that Kearny Bank offers. With a fixed rate product, you get the security of a consistent interest rate (and payment) over the entire life of your loan. The overall interest you will pay on a fixed rate mortgage will depend on the overall term of the loan. See our great mortgage rates here.
Adjustable-Rate Mortgage (ARM)
Kearny Bank offers 1, 3-, 5-, 7-, and 10-year adjustable-rate mortgage programs (also known as an ARM program). An adjustable-rate mortgage is a type of loan product that offers an interest rate that is lower than your standard fixed rate loan. The difference here is that the interest rate can change over time. Higher interest rates in the future could potentially lead to a higher mortgage payment for you down the road. In essence, you’re receiving a lower interest rate now (and paying a lower rate now) in exchange for the risk of a possible rate increase in the future.
Financial Calculators
Our financial calculators are designed to be a tool to help you determine your potential monthly payments on one of our mortgage loans or home equity loan or line of credit prior to you visiting one of our branches to talk with a specialist.