Personal Checking Accounts
ACCOUNTS | INTEREST RATE | APY | ADDITIONAL INFORMATION | MIN BAL. TO OBTAIN APY |
---|---|---|---|---|
RELATIONSHIP CHECKING | 0.20 | 0.20 | Must maintain an average daily balance of at least $2,500, receive monthly direct deposit and receive monthly eStatements | $2,500 |
0.05 | 0.05 | On entire balance of account if average daily balance is under $2,500 and/or all qualifications are not met | up to $2,500 | |
HIGH YIELD CHECKING | 1.00 | 1.00 |
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account. |
$100 |
SENIOR CHECKING | 0.05 | 0.05 | Primary account holder must be 60 years of age | None |
The Annual Percentage Yields (APYs) are effective 05/10/2022. Rates may change after account opening. Fees could reduce earnings.
Savings Accounts
Account | Interest Rate |
APY |
Initial Opening Deposit |
---|---|---|---|
Savings (Statement) |
0.05 |
0.05 |
$100 |
Holiday Club |
0.10 |
0.10 |
$5.00 |
Kid's Club Account |
0.25 |
0.25 |
$10 |
The Annual Percentage Yields (APYs) are effective 05/10/2022. Rates may change after account opening. Fees could reduce earnings.
Money Market Accounts
Account | Min Bal. To Obtain APY | Interest Rate | APY | Additional Information |
---|---|---|---|---|
RELATIONSHIP BUILDING MONEY MARKET | $0.01 | 0.05 | 0.05 | On entire balance if qualifications are not met |
$15,000 | 0.10 | 0.10 | On average daily balance of at least $15,000 | |
$15,000 | 0.30 | 0.30 | On average daily balance of at least $15,000 with an active Kearny Bank consumer checking account with direct deposit, receive monthly eStatements |
The Annual Percentage Yields (APYs) are effective 05/10/2022. Rates may change after account opening. Fees could reduce earnings.
Certificates of Deposit
Account | Interest Rate | APY | Months | Initial Opening Deposit/MIN BAL. TO OBTAIN APY |
---|---|---|---|---|
30 Day CD | 0.05 | 0.05 | 1 | $25,000 |
91 Day CD | 0.05 | 0.05 | 3 | $1,000 |
6 Month CD | 0.05 | 0.05 | 6 | $1,000 |
1 Year CD | 0.20 | 0.20 | 12 | $500 |
2 Year CD | 0.39 | 0.40 | 24 | $500 |
3 Year CD | 0.54 | 0.55 | 36 | $500 |
4 Year CD | 0.69 | 0.70 | 48 | $500 |
5 Year CD | 0.88 | 0.90 | 60 | $500 |
*Note: The Annual Percentage Yields (APYs) listed are as of 05/10/2022. All interest rates are subject to change without notice. Penalties for early withdrawal may reduce earnings.
Retirement Accounts
Account | Interest Rate | APY | Months | Initial Opening Balance/Min Bal. to Obtain APY |
---|---|---|---|---|
Statement Savings IRA |
0.05 |
0.05 |
0 |
$25 |
6 Month IRA |
0.05 |
0.05 |
6 |
$1000 |
1 Year IRA |
0.20 |
0.20 |
12 |
$500 |
2 Year IRA |
0.39 |
0.40 |
24 |
$500 |
3 Year IRA |
0.54 |
0.55 |
36 |
$500 |
4 Year IRA |
0.69 |
0.70 |
48 |
$500 |
5 Year IRA |
0.88 |
0.90 |
60 |
$500 |
*Note: The Annual Percentage Yields (APYs) are effective 05/10/2022. Penalties for early withdrawal may reduce earnings. All interest rates are subject to change without notice.