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Our Wallington branch has relocated to 259 Paterson Avenue, Wallington, NJ 07057.

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PERSONAL BANKING

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BUSINESS BANKING

Personal Rates

Effective Annual Percentage Yields (APYs) listed are as of 09/22/2020 and are subject to change without notice.

Personal Checking Accounts

ACCOUNTS INTEREST RATE APY ADDITIONAL INFORMATION MIN BAL. TO OBTAIN APY
RELATIONSHIP CHECKING 0.45 0.45 Must maintain an average daily balance of at least $2,500, receive monthly direct deposit and receive monthly eStatements $2,500
  0.10 0.10 On entire balance of account if average daily balance is under $2,500 and/or all qualifications are not met  
HIGH YIELD CHECKING 1.00 1.00

On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.25% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.35% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.

$100
SENIOR CHECKING 0.25 0.25 Primary account holder must be 60 years of age None

The Annual Percentage Yields (APYs) are effective 09/22/2020. Rates may change after account opening. Fees could reduce earnings.

Savings Accounts

Account Interest Rate

APY

Initial Opening Deposit
Savings (Statement)

0.08

0.08

$100

Holiday Club

0.10

0.10

$5.00

Kid's Club Account

0.25

0.25

$10

The Annual Percentage Yields (APYs) are effective 09/22/2020. Rates may change after account opening. Fees could reduce earnings.

Money Market Accounts

Account Min Bal. To Obtain APY Interest Rate APY Additional Information
RELATIONSHIP BUILDING MONEY MARKET $0.01 0.25 0.25 On entire balance if qualifications are not met
  $15,000 0.55 0.55 On average daily balance of at least $15,000
  $15,000 0.85 0.85 On average daily balance of at least $15,000 with an active Kearny Bank consumer checking account with direct deposit, receive monthly eStatements

The Annual Percentage Yields (APYs) are effective 09/22/2020. Rates may change after account opening. Fees could reduce earnings.

Certificates of Deposit

Account Interest Rate APY Months Initial Opening Deposit
30 Day CD 0.05 0.05 1 $25,000
91 Day CD 0.15 0.15 3 $1,000
6 Month CD 0.25 0.25 6 $1,000
1 Year CD 0.49 0.50 12 $500
2 Year CD 0.54 0.55 24 $500
3 Year CD 0.59 0.60 36 $500
4 Year CD 0.64 0.65 48 $500
5 Year CD 0.64 0.65 60 $500

*Note: The Annual Percentage Yields (APYs) listed are as of 09/22/2020. All interest rates are subject to change without notice. Penalties for early withdrawal may reduce earnings.

Retirement Accounts

Account Interest Rate APY Months Initial Opening Balance

Statement Savings IRA

0.15

0.15

0

$25

6 Month IRA

0.25

0.25

6

$1000

1 Year IRA

0.49

0.50

12

$500

2 Year IRA

0.54

0.55

24

$500

3 Year IRA

0.59

0.60

36

$500

4 Year IRA

0.64

0.65

48

$500

5 Year IRA

0.64

0.65

60

$500

*Note: The Annual Percentage Yields (APYs) are effective 09/22/2020. Penalties for early withdrawal may reduce earnings. All interest rates are subject to change without notice.

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