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FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Simplified Employee Pension Plan (SEP)

Contribute today and safeguard your employees tomorrow.

Contribute today and safeguard your employees tomorrow.

Are you a business owner? A Simplified Employee Pension (SEP) IRA is a simple and effective way to plan your retirement and grow your savings. Kearny Bank offers easy setup and maintenance with minimal paperwork and administrative responsibility, making SEPs popular for self-employed individuals, partnerships, and other businesses. Start investing in your future with Kearny Bank today.

Contribute when cash flow allows

A SEP IRA can be a valuable tool for your small business. These accounts allow you to make flexible contributions to employees and your account when cash flow allows while qualifying for tax deductions. Plus, if you're new to SEP IRAs, you could be eligible for a tax credit of up to $500 for three years! Learn more about SEP IRAs and how they can benefit your business.

Funds that grow faster

SEP IRAs offer high contribution limits of $56,000 per year per employee and are tax-deferred until withdrawals are made at retirement. Interest on SEP IRAs also compounds over time, allowing additional earnings. Invest in a SEP IRA to maximize retirement savings and secure your financial future.

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