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The following branches and their ATMs are temporarily closed due to power outages: Wyckoff, Springfield, Old Bridge, Pine Brook, Pleasantdale, Lacey, Spring Lake Heights, Little Silver, Sea Girt, North Bergen, Richfield, and Rutherford. Please visit our branch listing to find another location.


Online, Mobile, ATM and telephone banking remain accessible.  



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Branch Hours 

At this time, all branches and drive-ups will operate Monday - Friday from 9:00 AM to 5:00 PM and under normal weekend hours.

In-Branch Experience

Banking in-branch may look a little different during this period of adjustment. All modifications to our in-branch experience are for the safety of our clients and employees.

When entering a branch lobby:

  • Masks must be worn by both clients and employees
  • Occupancy will be controlled by a designated employee to ensure appropriate social distancing, clients may be asked to wait outside
  • You may be asked to use a designated door
  • Protective dividers have been installed in designated areas
  • High-frequency cleaning will be maintained
  • Coffee bars will be closed
  • Bathrooms will be closed for non-emergency use

*If you feel sick or have been exposed to someone with coronavirus, we ask that you please do not visit a branch.

Other Important Updates

June 26 - PPP Loan Update

For further information regarding the program, please visit

May 7 - PPP Loan Information 

At the moment we are no longer accepting PPP Loan applications. We have compiled an overview of frequently asked questions and information, see below. 

How much of my loan will be forgiven? You will owe money when your loan is due if you use the loan amount for anything other than payroll costs, mortgage interest, rent, and utilities payments over the 8 weeks after getting the loan. Due to likely high subscription, it is anticipated that not more than 25% of the forgiven amount may be used for non-payroll costs.

You will also owe money if you do not maintain your staff and payroll.

  • Number of Staff: Your loan forgiveness will be reduced if you decrease your full-time employee headcount.
  • Level of Payroll: Your loan forgiveness will also be reduced if you decrease salaries and wages by more than 25% for any employee that made less than $100,000 annualized in 2019.
  • Re-Hiring: You have until June 30, 2020 to restore your full-time employment and salary levels for any changes made between February 15, 2020 and April 26, 2020.

How can I request loan forgiveness? You can submit a request to the lender that is servicing the loan. The request will include documents that verify the number of full-time equivalent employees and pay rates, as well as the payments on eligible mortgage, lease, and utility obligations. You must certify that the documents are true and that you used the forgiveness amount to keep employees and make eligible mortgage interest, rent, and utility payments. The lender must make a decision on the forgiveness within 60 days.

What is my interest rate? 1.00% fixed rate.

When do I need to start paying interest on my loan? All payments are deferred for 6 months; however, interest will continue to accrue over this period.

When is my loan due? In 2 years

Can I pay my loan earlier than 2 years? Yes. There are no prepayment penalties or fees.

Do I need to pledge any collateral for these loans? No. No collateral is required.

Do I need to personally guarantee this loan? No. There is no personal guarantee requirement.

*However, if the proceeds are used for fraudulent purposes, the U.S. government will pursue criminal charges against you.

Visit for additional information. 

April 17 - Economic Impact Payments

The federal government recently enacted the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which includes a one-time Economic Impact Payment to eligible taxpayers. For most taxpayers, this payment is automatic and no further action is needed. We have compiled an overview of frequently asked questions and information available on regarding eligibility, payment amounts, tracking your payment and more here.

April 17 - Payroll Protection Program (PPP) Application Update

Please be advised that all applicants that have been approved by the SBA under the Paycheck Protection Program (PPP) have been notified via e-mail. Unfortunately, the first round of funding was exhausted prior to us processing all of the applications we received. We will continue to validate all applications and subsequent documentation that was submitted, in the event that a second round of funding becomes available. We are continuing to automate our systems so that we can effectively process all requests.

We understand that this is a difficult and stressful time. Many of the circumstances surrounding this program were beyond our control. We value our relationship with you and will continue to provide the high level of service you come to expect from Kearny Bank.

April 6 - Paycheck Protection Program (PPP) Update

Due to the high demand for the Paycheck Protection Program (PPP), both the SBA and Kearny Bank are inundated with applications causing delays in response time. As a result, we are not able to process further applications at this time. We will be reaching out to applicants with next steps.

April 3 - Paycheck Protection Program (PPP)

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. 

SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. 

Kearny Bank is now participating in the program. The Paycheck Protection Program will be available through June 30, 2020.

Priority will be given to Kearny Bank's existing clients and there may be significant processing delays for non-clients. Application must be submitted electronically to Kearny Bank. 

March 27 - Coronavirus Scams

The Federal Trade Commission (FTC) shares information on coronavirus scams and how to avoid them. 

Visit for the FTC's most-up-to-date information about Coronavirus scams.

March 20 - Financial Assistance

To support our clients affected by COVID-19, our teams are prepared to assist as provided below:

  • Allow need-based payments on deferrals on mortgages, home equity, and small business loans
  • Provide a 90-day moratorium on foreclosure of the bank’s residential loans

Additionally, the KearnyBank Foundation has earmarked $250,000 in support of non-profit organizations in the communities we serve.

March 20 - Branch Updates 

Effective immediately all Kearny Bank branches with drive-ups and walk-ups will adhere to the following hours: Mon - Fri: 9:00 AM - 4:00 PM, Sat: 9:00 AM - 12:00 PM. Likewise, scheduled appointments will be honored between the same hours. Modified schedule exists at our Staten Island branch and Brooklyn branch located at 689 Fifth Avenue: Mon - Fri: 9:00 AM - 3:00 PM, Sat: 9:00 AM - 12:00 PM.

March 17 - Temporary Branch Closures

To Our Valued Clients,

Kearny Bank continues to monitor the rapidly changing circumstances related to the Coronavirus. The Bank is taking precautions and making necessary adjustments in everyday operations and interactions, to safeguard both clients and employees during this time.

Out of an abundance of caution, and to assist with social distancing efforts, Kearny Bank lobbies (with the exception of our Staten Island branch and Brooklyn branch located at 689 Fifth Avenue, which are operating on a modified schedule) will temporarily close effective Wednesday, March 18th. Branches with drive-ups and walk-ups will remain fully operational, along with our ATMs. Clients of branches that do not have drive-ups will be referred to the nearest branch location. You can view a full list of our branch and ATM locations here

You can always bank where and when you want using Kearny Bank’s Online Banking with Bill Pay and Mobile Banking - available for both personal banking and business banking.

Clients who need to conduct a transaction that requires access to our lobby, such as accessing a safe deposit box or opening a new account, can request an appointment by contacting the branch or visit our online account opening platform

The health, financial safety and security of our clients, our employees and their families, will always be of the utmost importance to us. Thank you for banking with us and for allowing us to continue to provide you with an exceptional client experience.


Anthony V. Bilotta, Jr.
Executive Vice President/Chief Banking Officer

March 13 - Message From Our President 

To Our Valued Clients,

As we begin to see an increase in the spread of the Coronavirus in some of the communities that we live and work in, we feel it is important to share with you the Kearny Bank’s preparedness plan as well as make some suggestions that will help you manage through these challenging times. 

Over the last few weeks, Kearny Bank’s special response team has been monitoring the movement of the virus from a global perspective. We have mobilized our efforts including business continuity testing, the implementation of a remote work policy, the use of employee segregation in the workplace and limiting travel of our employees and executives.  Additionally, we have increased the scope of site cleaning services. While we don’t anticipate branch closures, you can monitor developments by visiting our website from time to time.  Please know that the well-being of our clients and employees is our highest priority.

In an effort to better serve you, we recommend that our clients consider utilizing Kearny Bank’s Online and Mobile Banking services listed below. These tools are easy to use (see our training videos) and will help avoid any interruption in your banking services.

Digital Tools:

Online Banking & Bill Pay

  • View real-time account balances and check images
  • Pay bills online and make transfers between accounts
  • Have 24-hour access to checking, savings, CDs, and loans

Mobile Banking

  • View account balances and transaction history
  • Deposit checks
  • Transfer money between accounts
  • Manage lost or stolen debit cards, plus establish spending limits
  • Send funds to almost anyone (via phone or email) with Popmoney®


  • Turn your debit card on and off
  • Get real-time balances from your accounts
  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations
  • Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions

Over the coming months, we will continue to monitor developments related to the virus and keep you abreast of our efforts. If during this time you have questions, concerns, or need assistance, please call us at 800-273-3406 or contact your local branch. At Kearny Bank, people, performance, and relationships are what truly matter. 


Craig Montanaro
President & CEO


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