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The Vault

Kearny Bank's blog sharing the secrets to banking happiness

Top 6 Must-Have technology Tools for Small Businesses

Utilizing technology can free up your day to do what’s important: running a successful business, building your brand, and reaching as many customers as possible.

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August 28, 2023

Looking for a High Interest CD or Money Market Account? Don’t Fall Victim to the Interest Rate Game

Written by Michael Mangione | 1st Vice President / Retail Sales & Development Leader If you’re reading this, there is a really good chance that you’re scouring the internet for the best savings or high interest CD rate you can find. I’m going to give you rate shoppers the best advice you’ve never been told and most people are afraid to tell you.

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August 21, 2023

What is Treasury Management & Why do I need it?

Written by Shari Scaramuzzo, VP/Treasury Management Relationship Officer Treasury Management allows you to RUN your business, not RUN to the Bank. Treasury Management (TM) systems are the processes used by a business to manage cash flow and mitigate risk.

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August 14, 2023

Top 10 Strategies to Improve your Municipal Bond Rating

Written by Joseph Luppino | VP / Government Banking Officer What is a credit rating? Before we discuss the 10 strategies to improve your municipal bond rating let’s explain what a credit rating is and how bonds are rated.

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August 3, 2023

3 Financial Literacy Lessons To Teach Your Teenagers

Written by Matthew Lindenberg | SVP / Chief Marketing Officer I have young teen twins who have started to become interested in money, saving, and even the economy. I’ve learned a few key lessons from the questions and interactions with my kids, which I thought might be useful for other parents out there.

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July 24, 2023

Post Pandemic Strategic Supply Chain Planning for Dental Practices

Written by Rich Conte, 2nd Vice President / Healthcare Relationship Officer COVID-19 has made us think about how we handle global shipping disruptions that caused supply chain issues throughout various industries. The dental industry was no exception as PPE and access to critical items were and still can be very difficult to obtain.

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July 17, 2023

Why You Should Consider Buying a Multifamily Home

Written by David Aldredge, Senior Mortgage Originator Thinking about buying a new home? The process can be challenging, with many decisions and choices.

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July 10, 2023

3 Tips to Protect your Business from Check & ACH Fraud

Written by Jean Marie Hennessy, Vice President / Treasury Management Relationship Officer Have you ever been impacted by fraud? I am sure you have heard about the latest scams out there.

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July 3, 2023

4 Tips: How to Maximize Your Banking Relationship

Written by Michael Mangione | 1st Vice President / Retail Sales & Development Leader In 2023 it’s all about the experience! When you interact with different brands, you expect to have a fantastic experience.

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June 26, 2023

Journey of Women Entrepreneurs: Yes, She Can! Yes, She Will!

Written by Frances Montagnino | Vice President, Education Relationship Officer Women are a tremendously important part of our economy as well as a source of inspiration. Sometimes we just need a reminder that we can, and we will.

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June 19, 2023

Effects of Rising Interest Rates on Commercial Real Estate

Written by Gary Brozowski | Senior Vice President, Director of Commercial Real Estate Lending Commercial real estate is a crucial component of the economy, and it can be significantly impacted by interest rates. When interest rates rise, it becomes more expensive for owners and investors to borrow money which leads to fewer investments in commercial real estate.

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